In the situation of a wallet missing, stolen or ruined, you may recover your wallet with the proper mnemonic phrase around the SafePal Application downloaded on a whole new cellphone.‌ This post explains BIP39, the standard that defines how seed phrases are made, and summarizes how BIP32 and BIP44 standards https://social-galaxy.com/story4237992/the-basic-principles-of-bip39-passphrase-generator